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  Payment Option ARM Calculator
Effective Interest Rate4 (Index + Margin): 5.122% Assumptions: 1 The low initial Minimum Monthly Payment is calculated based on the low initial start rate. Rates are for calculation purposes only, please call your loan officer for rate quotes. 2 Paying the Minimum Monthly Payment will result in deferred interest, which will be added to the principal balance and increase your loan amount. This is called negative amortization. For the first 5 years the minimum payment will increase 7.5% over the previous year. 3 The Monthly Savings is calculated using the current Index + Margin. Rate increases or decreases are not computed. Monthly Savings compares the 30 Year Payment to the Minimum Payment. 4 The Effective Interest Rate is the rate the Lender charges each month. It is equal to the Index Rate + Margin. The Index + Margin yield may change each month as the Index rate changes. :: Featured Listings :: Search The MLS Residental :: Search MLS Commercial :: Coldwell Banker.com :: Coldwell Advantage :: Foreclosures :: Dream House Finder :: Buyer's Resources :: Free Buyer Reports :: Seller's Resources :: Free Market Analysis :: Free Seller Reports :: Calculators :: Mortgage Rates :: LOCAL NEWS :: Scenic Southern Utah :: Chamber Cedar City :: City Info :: University :: Schools :: Southern Utah Area Lodging :: Performing Arts Theater :: FREE Information Packet :: Library :: Glossary :: Weather :: Newsletter :: Moving :: Marketplace :: Links Directory :: Become a Link Partner! :: Contact :: About Us :: Guest Book :: Testimonials :: Privacy Statement :: googlef6cac36673bf64f8 :: Free Credit Report ::
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